ClearCareHQ
Real prices from 6,000+ hospitals

See what you'll actually pay—before you schedule

Get exact prices matched to your specific plan. See labeled estimates when exact isn't available. Compare cash vs insurance. Then decide where to go.

How it works

From search to decision in seconds

No account needed. Enter your procedure, see matched prices, and choose where to go.

1

Enter your procedure and plan

Tell us what you need—MRI, lab work, surgery—plus your insurance plan and location.

2

See prices matched to your plan

We show exact prices when we find your specific plan. When we can't, you see a labeled estimate.

3

Pick the best option

Compare providers, see cash vs insurance costs, and choose where to go—before you book.

Why this is hard

Healthcare pricing is broken

1

The same procedure can cost 10x more at one facility versus another a few miles away.

2

Most tools show price ranges so wide they're useless—because they don't know your actual plan.

3

You find out what you owe after it's too late to choose a cheaper option.

What we do differently

We process hospital pricing files mandated by federal law, normalize the data, and match prices to your specific plan—not just your insurance company.

6,000+
Hospitals processed
500M+
Price records

What you get

The information you need to choose

Not just data—tools that help you pick where to go and what to pay.

Exact price vs estimate—always labeled

When we match your specific plan, you see 'Exact price.' When we can't, you see 'Estimate' with a range. No guessing.

Cash vs insurance—side by side

Sometimes paying cash costs less than your copay. We show both so you can pick the cheaper option.

Find the lowest price nearby

The same MRI can cost $400 at one facility and $1,200 five miles away. We surface the cheaper option.

Benchmark against area prices

See if a price is low, typical, or high for your area. Avoid outliers before you commit.

Where the data comes from

Real hospital prices, matched to your specific plan

We process machine-readable pricing files that hospitals are required by federal law to publish. Then we match those prices to your exact plan—not just your insurer.

Why existing tools fall short

Insurance company tools

Show company-wide averages, not your specific plan's negotiated rate

Hospital price lists

Raw data files with thousands of codes—unusable without processing

ClearCareHQ

Matches prices to your specific plan and structures them for comparison

Hospital-published pricing

All prices come from machine-readable files hospitals must publish under federal law. Not estimates. Not averages.

Plan-level matching

We match to your specific plan (e.g., "Blue Cross PPO Gold")—not a company-wide average. When we find an exact match, we label it.

Clear labeling

If we can't match your exact plan, we show "Estimated" with a range. You always know what to trust.

What you see

Exact price
$127
for your plan
Matched to Blue Cross PPO Gold—this is what you'll pay
Estimated (not exact)
$320 – $450
projected range
Your plan not found—verify with provider before booking

Common questions

Before you search

Will this be my exact price?

When we match your specific plan, yes—that's the negotiated rate between your insurer and the provider. When we can't find your exact plan, we show an estimate based on similar plans and clearly label it. Always verify estimates with the provider before booking.

What if my plan isn't listed?

Not all hospitals publish every plan. If we can't find yours, we show an estimated range based on similar plans from your insurer. The estimate gives you a starting point—call the provider to confirm your actual rate.

How accurate is this data?

All prices come from machine-readable files hospitals are required by federal law to publish. We update regularly, but prices can change. For exact matches, accuracy is high. For estimates, use them as a comparison tool—not a guarantee.

Stop guessing. Start comparing.

Enter your procedure and insurance. See matched prices in seconds. Choose where to go.